:root{
  --navy:#10263f;--navy2:#173957;--blue:#527a98;--ink:#1c2b39;--muted:#657482;
  --paper:#f5f7f8;--white:#fff;--line:#dce3e8;--accent:#c5d6df;
  --serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);line-height:1.65}
a{color:inherit}img{max-width:100%;display:block}.container{width:min(1120px,calc(100% - 44px));margin:auto}
.topbar{background:var(--navy);color:#eaf0f4;font-size:.84rem;padding:9px 0}.topbar .container{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:13px;text-decoration:none;min-width:0}
.brand-mark{width:43px;height:43px;border:1.5px solid var(--blue);border-radius:50%;display:grid;place-items:center;color:var(--navy);font-family:var(--serif);font-size:1.3rem;flex:none}
.brand-name{font-family:var(--serif);font-size:1.15rem;font-weight:bold;line-height:1.15;color:var(--navy)}
.brand-sub{display:block;font: .68rem var(--sans);letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin-top:5px}
.nav-links{display:flex;align-items:center;gap:25px}.nav-links a{text-decoration:none;font-size:.91rem;color:#334656}.nav-links a:hover{color:var(--blue)}
.nav-links .portal{border:1px solid var(--navy);padding:10px 15px;border-radius:3px;color:var(--navy);font-weight:bold}
.menu-toggle{display:none;background:none;border:1px solid var(--line);padding:9px 12px;color:var(--navy);font-size:1rem}
.hero{background:linear-gradient(112deg,rgba(12,34,56,.96),rgba(24,57,82,.89)),url("https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=2000&q=85") center/cover;color:white;padding:105px 0 100px}
.hero-inner{max-width:760px}.eyebrow{font-size:.76rem;letter-spacing:.17em;text-transform:uppercase;font-weight:bold;color:#c7d8e2;margin:0 0 18px}
h1,h2,h3{font-family:var(--serif);font-weight:normal;line-height:1.15;color:var(--navy);margin:0 0 18px}
.hero h1{font-size:clamp(2.7rem,6vw,4.65rem);color:#fff;max-width:790px;letter-spacing:-.025em}
.hero p{font-size:1.13rem;color:#e5edf2;max-width:630px;margin:0 0 30px}
.btn{display:inline-block;text-decoration:none;background:var(--navy);color:white;padding:14px 21px;border:1px solid var(--navy);border-radius:3px;font-size:.9rem;font-weight:bold;letter-spacing:.02em}
.btn:hover{background:var(--navy2)}.btn-light{background:white;color:var(--navy);border-color:white}.btn-outline{background:transparent;color:white;border-color:rgba(255,255,255,.65);margin-left:10px}
.section{padding:78px 0}.section-soft{background:var(--paper)}.section-head{max-width:680px;margin-bottom:38px}.section h2{font-size:clamp(2rem,4vw,3rem)}.lead{font-size:1.08rem;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{padding:27px;background:white;border:1px solid var(--line);min-height:205px}.card .number{font:1.1rem var(--serif);color:var(--blue);margin-bottom:19px}.card h3{font-size:1.45rem;margin-bottom:10px}.card p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.photo{min-height:380px;background:linear-gradient(0deg,rgba(16,38,63,.08),rgba(16,38,63,.08)),url("https://images.unsplash.com/photo-1551836022-d5d88e9218df?auto=format&fit=crop&w=1200&q=85") center/cover;border-radius:2px}
.checklist{list-style:none;padding:0;margin:25px 0}.checklist li{padding:10px 0 10px 28px;border-bottom:1px solid var(--line);position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:bold}
.cta{background:var(--navy);color:white;padding:55px 0}.cta .container{display:flex;justify-content:space-between;align-items:center;gap:28px}.cta h2{color:white;font-size:2.2rem;margin:0}.cta p{color:#d7e2e9;margin:8px 0 0}
.page-hero{background:var(--paper);padding:72px 0 62px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.6rem,5vw,4rem);max-width:800px}.page-hero p{font-size:1.1rem;color:var(--muted);max-width:690px}
.content{max-width:800px}.content h2{font-size:2rem;margin-top:35px}.content p{color:#536372}
.steps{counter-reset:step}.step{display:grid;grid-template-columns:60px 1fr;gap:20px;padding:25px 0;border-bottom:1px solid var(--line)}.step:before{counter-increment:step;content:"0" counter(step);font:1.7rem var(--serif);color:var(--blue)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px}.contact-panel{background:var(--paper);padding:28px}.contact-panel h3{font-size:1.5rem}.contact-panel p{color:var(--muted)}
form{display:grid;gap:16px}label{font-size:.88rem;font-weight:bold;color:var(--navy)}input,textarea,select{width:100%;padding:13px;border:1px solid #cbd5dc;border-radius:2px;font:inherit;background:white}textarea{min-height:140px;resize:vertical}.form-note{font-size:.82rem;color:var(--muted)}
footer{background:#0c1e30;color:#d5e0e7;padding:48px 0 25px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:40px}.footer-brand{font:1.35rem var(--serif);color:white}.footer-col h4{font-size:.75rem;text-transform:uppercase;letter-spacing:.13em;color:#9eb5c5;margin:0 0 14px}.footer-col a{display:block;text-decoration:none;color:#d5e0e7;margin:8px 0;font-size:.9rem}.copyright{border-top:1px solid rgba(255,255,255,.16);margin-top:35px;padding-top:18px;font-size:.78rem;color:#aebdc8}
@media(max-width:800px){.nav{min-height:72px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:white;padding:20px 24px 25px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:16px}.nav-links.open{display:flex}.nav-links .portal{text-align:center}.hero{padding:78px 0}.cards{grid-template-columns:1fr}.split,.contact-grid{grid-template-columns:1fr;gap:30px}.photo{min-height:260px}.cta .container{display:block}.cta .btn{margin-top:22px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:480px){.container{width:min(100% - 32px,1120px)}.hero h1{font-size:2.6rem}.btn-outline{margin:12px 0 0}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}